Unpaid debts hold up your business and, ultimately, affect your life. They stem your cash flow and make it difficult to forecast and forward plan. If you’re a business owner, it’s more likely than not that you have struggled with retrieving payments from someone at some point. This can cause endless worry and confusion.
You can try to retrieve your money yourself, you can look to employ a debt collection agency, or you can utilise the services of a debt recovery lawyer. We’d recommend the third option because we believe this is the quickest and most effective way of retrieving what you are owed.
Here’s why.
Debt Recovery Lawyer:They have a great overview of situations like this
Because debt recovery lawyers regularly deal with issues like this, they can foresee issues before they even arise. They know what you need to look out for, how to answer any excuses you might be given, and what your full legal rights are. They’re great people to have on your side.
They have great instincts
Because of their extensive experience, debt recovery lawyers know the ins and outs of debt recovery instinctively. They’ll be able to give you an overview of your legal position and what you can expect as soon as they know your situation. They’re professionals and they do this every day. Your debt recovery woes are unlikely to be something they haven’t faced before.
There are ‘no recovery, no fee’ options
You might presume that debt recovery lawyers are expensive, but there are many ways of bringing down the cost of services, including ‘no recovery, no fee’ services. These mean you won’t have to worry about losing any money if your claim is not successful.
Lawyers are brave
Taking people to court can feel like a terrifying prospect, but it’s something you might have to do at some point. Debt recovery legal advisors are specially trained and know when it’s time to take someone to court to recover debt. They’ll fill out the paperwork and tell you what to expect, organise your evidence and represent you when the time comes. They’ll also know the best way to enforce the result of the court proceedings to make sure you get your money as quickly as possible.
They might not need to take anybody to court
Because debt recovery lawyers are bursting with experience, they know the best way to negotiate getting your money back without resorting to court. They’ll contact your debtor and communicate with them in a way that indicates that they are not messing around. You’re more likely to get your money back without the hassle you might invite if you try to handle debt recovery on your own.
Chasing unpaid debts can be frustrating, time-consuming, and costly for both individuals and businesses. When reminders and negotiations fail, a debt recovery lawyer can step in to provide the legal expertise and structured approach needed to secure repayment. But what exactly do they do, and how can they help?
A debt recovery lawyer’s role goes beyond simply sending letters. They begin by assessing the debt, reviewing contracts or agreements, and advising on the most effective strategy—whether that’s negotiation, mediation, or legal proceedings. In many cases, the involvement of a lawyer alone can encourage a debtor to settle quickly, knowing that legal action is imminent.
If informal approaches don’t work, a lawyer can initiate formal legal action. This might include issuing a statutory demand, filing a claim in court, or seeking a judgment that can be enforced through methods such as attachment of earnings, charging orders over property, or instructing bailiffs. For businesses, debt recovery lawyers also assist with bulk collections, drafting robust credit terms, and putting systems in place to minimise future risk.
In cross-border cases, such as disputes involving UK and UAE jurisdictions, a debt recovery lawyer is particularly valuable. They understand the differences in legal frameworks and can advise on the best jurisdiction to pursue the debt, ensuring that enforcement is realistic and cost-effective.
The biggest benefit of engaging a lawyer is peace of mind. Instead of chasing debtors yourself, you have a professional managing the process with a clear focus on achieving the best possible outcome while protecting your rights.
At MAR Legal, we provide tailored debt recovery services for individuals and businesses, helping you reclaim what you are owed with practical advice, decisive action, and cross-border expertise.
If you’re struggling to recover money your owed, we’d be happy to talk you through your options. Contact MAR Legal and we’ll give you all the information you need.
Debt Recovery Lawyer – FAQs
When should I hire a debt recovery lawyer?
If reminders, payment plans, or negotiations have failed, a debt recovery lawyer can step in to take formal action. They can also help if you want to prevent future disputes by drafting stronger contracts or credit terms.
What can a debt recovery lawyer do?
They can send formal letters, negotiate on your behalf, and, if needed, start legal proceedings. This may include issuing a statutory demand, filing a court claim, or enforcing a judgment through bailiffs, attachment of earnings, or charging orders over property.
Can they handle cross-border debts?
Yes. If your debtor is based abroad, for example in the UK or UAE, a debt recovery lawyer can advise on the best jurisdiction to pursue the debt and ensure enforcement is realistic and cost-effective.
Will hiring a lawyer speed up repayment?
Often, yes. The involvement of a lawyer signals to the debtor that you are serious. This alone can encourage quick settlement without the need for lengthy proceedings.
How can MAR Legal help?
At MAR Legal, we provide tailored debt recovery services for both individuals and businesses. From first steps through to enforcement, we focus on practical solutions to help you recover what you are owed while protecting your rights.